Mortgages for ...

 

  • Loan Amounts up to $1.5M
  • Qualilfy with Full Doc
  • Qualify with Bank Statements
  • 15 and 30-Year Fixed Available
  • Interest Only Available

Get a Mortgage Quote!

Free No Obligation Consultation

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    BBB A rating
    OptionWide Financial Corporation

    Simplifying the Mortgage ProcessFor  Borrowers

     

    If you have questions, our experienced loan officers are standing by to help you through the process.

    Apply Online or Call

    Our licensed loan officers will explain your loan options to you and help you complete your initial loan application.

    Processing

    Your home will be appraised. Your loan application will be processed and underwritten with alternative documentation.

    Closing & Funding

    When your loan is approved, a closing date will be set for you to sign. Your loan proceeds will be disbursed as instructed.

    Program Highlights

     

    This program is designed for Borrowers who are sound credit risks using limited documentation and based on a common-sense approach to underwriting.

    Highlights

    • Use Your W-2s
    • Recent Paystubs
    • Not a Hard Money Loan

    Highlights

    • Single-Family/2-4 unit Residential
    • Townhomes & Condominiums
    • Warrantable Condos
    • Planned Urban Development
    • 2 to 4 Unit Residential Properties

    A+ Service Guaranteed

    • Highly Experienced
    • Competitive Interest Rates
    • Simplified Process
    • Fastest Closing in the Industry

    WHY CHOOSE US

     

    Our Approach

    ITINMortgageLender.com from OptionWide® has always understood that each client has a different need. We believe getting a home loan shouldn’t be a process even without U.S. citizenship. Our "Client First" philosophy strives to meet the needs of all borrowers by providing a full spectrum of mortgage products, quality service and individual attention. This is our commitment to you. It’s the type of service you should expect from us.

    Transparency and Integrity

    You’re more than just a loan. It is our responsibility to help you understand how your loan works. We help you understand exactly where you’re at and exactly what options may be available to you. Your mortgage experience shouldn’t be a process. It should be clear and transparent. You should leave knowing more about how your loan is working for you, and how it is meeting your needs both short term and in the future.

    Our Experience

    Every person’s situation is different. Inexperienced mortgage lenders can make mistakes that create a stressful experience for you which can cost you both time and money. With over 100+ years of combined mortgage lending experience coupled with a focus on loans specific to ITIN/DACA recipients, our team of mortgage professionals are a resource of information. We are available to help guide you through the entire process and answer your questions every step of the way.

    Our Promise

    At the end of the day, our business is about closing loans but funding your loan is just the beginning. We want to be your last lender. We will continually monitor interest rates, new product offerings and notify you when there are opportunities that you can take advantage of. We will always make ourselves available to you even after the transaction is complete. This is our promise.

    Clients Testimonials

     
    Client

    Maria C.   CA

    I didn’t think it was possible to get financing after being denied multiple times for a mortgage. AdultCareMortgage.com helped me buy a home when I thought I simply couldn’t qualify. Thank you!

    Client2

    Elliott G.  AZ

    I got funded.

    Client3

    Laura R.   TX

    AdultCareMortgage.com used only my W2 and recent paystubs to qualify me for a loan. It was such a simple process.

    Frequently Asked Questions

     

    Get answers to common questions below.

    1What is the minimum and maximum loan amount available?
    2Who is Optionwide?
    OptionWide® is committed to helping customers find a path to a better financial future. The loan programs we offer focus on the next step, and the future steps, for your specific situation. Our licensed mortgage loan originators and the behind-the-scenes operations staff have years, and sometimes decades, of experience on which to draw when looking for the best solution to your financing needs.
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